Demotech, Inc., the originator of Financial Stability Ratings (FSR) for Property and Casualty insurers, announces the assignment of Financial Stability Ratings of A (Exceptional) to Encompass Floridian Insurance Company (EFIC) and Encompass Floridian Indemnity Company (EFI). The assignment of these Financial Stability Ratings was a critical component to the positioning and structuring of Encompass Insurance's Florida business.
Financial Stability Rating of A (Exceptional) were based, in large part, upon the company's disciplined business plan, which was to be implemented by an experienced management team, and an excellent reinsurance program designed to address the Florida property insurance marketplace.
Financial Stability Rating summarizes Demotech's opinion as to the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle. Financial Stability Ratings are based upon statutory ...
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Vancouver, B.C. (ContentDesk) November 3, 2005 -- October 1, 2005 was the day that many American seniors waited for-the day that information about Plan D, Medicare's prescription drug coverage, would be released. The day came-and went, and still America's elderly remain utterly confused. How does one choose a plan when the information is over complicated, erroneous and incomplete? says Dr. Paul Zickler of DoctorSolve (www.doctorsolve.com).Medicare and You, the handbook designed to aid seniors in understanding Plan D contains a critical mistake.
The truth is only the very basic plans have no premiums for those who qualify for extra assistance. The Center for Medicare and Medicaid Services do not intend to correct the problem, but instead will rely on insurance companies to do it for them. This is in fact the ...
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For maximum insurance, it’s better not to deposity everything in one account. It’s very rare to hear about a bank failing and most depositors don’t make enough to to even go over the insurance protection limit incase their bank fails.
Most peopel are not aware of how much of their money is protected when they deposit significant amount of money in an institution that is insured by the Federal Deposit Insurance Corp. One of the main reasons why there has been soo much interest in deposit insurance is due to increase in retirement savings account. For the first time in 25 years, limit was increased from $100,000 to $250,000.
According to FDIC, basic insurance limit for bank deposits, credit union and thrifts is still $100,000. Single accounts are insured ...
That was fast. Ten days after going to 4.80%, HSBC Direct is now at a solid 5.05% APY. [HSBC Direct Opening Review]
Oh, and the little peep you hear is ING Direct inching up from 4.30% to 4.35% APY. Come on, ING! [ING $25 Opening Bonus]
Tools: Rate Chaser Calculator
[ and the at MyMoneyBlog]
ContentDesk) October 21, 2005 -- Travelers often neglect to prepare themselves for the worst. Travelling anywhere in the world without travel health insurance, can be very expensive if faced with a medical emergency.A ski trip in Switzerland or a cruise to the Bahamas can be accompanied with peace of mind whenever travel health insurance is present. Breaking a leg skiing is not uncommon, even for the best skiers. Likewise, boating accidents can happen to the most experienced fishermen. In that case, travel health insurance would play a big part of your trip or vacation.
Whether your group is traveling for vacation, missionary work, or temporary business, international health insurance can provide high quality travel medical insurance at affordable prices. Many sponsoring organizations are seeking ways to limit their liability should ...
Consumer research site, moneynet, has published its seventh online brochure in the series of personal finance product guides. The student finance guide, collated by two graduates at moneynet, was generated in response to requests moneynet received from parents, students and prospective students who had serious financial concerns about how to fund university.Graduates are reportedly leaving university with debts of over 13,000.
Child Trust Funds as a long term measure to assist with the costs of higher education, there is pressure on financial providers to not only consider the type of financial product they offer students, but to additionally review how they communicate complex terms to this young market and to ensure students have a solid understanding of the personal finance market.
Key recommendations include: * Gathering as many savings as possible ...
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Do you consider the cost of insurance before you buy your dream car? You should. The Highway Loss Data Institute analyzes the cost to insurance companies from theft, collision, and injury claims as they relate to cars. They look at the color of the cars, how many doors they have, and even break them down type. The Highway Loss Data Institute is a nonprofit public service organization. It is closely associated with and funded through the Insurance Institute for Highway Safety, which is wholly supported by auto insurers.
LDI gathers, processes, and publishes data on the ways losses vary among different kinds of vehicles. http://www.iihs.org/vehicle_ratings/ictl/ictl.htm 4- Door cars have a 93% less chance of having a claim related to theft than their sibling 2-Door cars. Buy a Buick LeSabre and ...
New York, NY (ContentDesk) May 11, 2006 -- FIRM, the worlds leading provider of software for Enterprise Feedback Management (EFM) and Market Research (MR), today announced the exciting release of Confirmit 10.5 on the companys ASP environments.
Confirmit Rapid Results, powering fast and easy conversion of attitudinal feedback into actionable insight. "Businesses ability to gain, maintain and improve their competitive edge is dependent on their ability to interpret and act on enterprise feedback," said Kjell ksendal, FIRMs Vice President of Marketing. "True Enterprise Feedback Management is about collecting and analyzing attitudinal data in a uniformed manner across the enterprise and driving that data into business processes, turning it into actionable insight.
Confirmit Kiosk and Confirmit Rapid Results, enables experiences and attitudes across the enterprise and in any context to be measured ...
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You and your landlord share a common goal: You both want to ensure the protection of your interests. Obtaining a security deposit from you -- usually ranging from $100 to a full month's rent, and averaging $250 -- is how your landlord obtains a degree of insurance from you. The deposit covers your landlord should you cause any damage to your apartment while you are a tenant. Your landlord, in turn, may keep the deposit if you fail to pay your rent or you leave before the end of your lease.
So how do you protect your own interests as a tenant? Renters' insurance. If you're an apartment-dweller, you're probably accustomed to brochures dangling from your door that advertise various renters' insurance policies. And if you're like many renters, you ...
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ContentDesk) August 23, 2004 -- Travel Direct Corporation, today announced a new online travel service that pulls together the Internet's best cruise deals in one place. The new service; Cruise Connect Online (www.cruiseconnectonline.com), gives cruise travelers immediate direct access to the available inventory of 9 of the top cruise line brands. Cruise Connect offers consumers a rich selection of destinations, cruise lines, ships and up-to-the-moment cabin inventory, plus the best cruise line offered discount prices including hard-to-find internet specials all in one place.
With Cruise Connect, cruise travelers also have the opportunity to receive valuable special offers, such as cabin upgrades, and onboard spending credits.With Cruise Connect, cruise travelers get the best priced cruises and most convenient options by going straight to the source.Cruise Connect has search technology ...
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