Demotech, Inc., the originator of Financial Stability Ratings (FSR) for Property and Casualty insurers, announces the assignment of Financial Stability Ratings of A (Exceptional) to Encompass Floridian Insurance Company (EFIC) and Encompass Floridian Indemnity Company (EFI). The assignment of these Financial Stability Ratings was a critical component to the positioning and structuring of Encompass Insurance's Florida business.
Financial Stability Rating of A (Exceptional) were based, in large part, upon the company's disciplined business plan, which was to be implemented by an experienced management team, and an excellent reinsurance program designed to address the Florida property insurance marketplace.
Financial Stability Rating summarizes Demotech's opinion as to the financial stability of an insurer regardless of general economic conditions or the phase of the underwriting cycle. Financial Stability Ratings are based upon statutory ...
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Boston, MA (ContentDesk) August 18, 2005 --With the world becoming an ever more uncertain a place to travel safely, students, parents, and families need comprehensive student health insurance coverage no matter where a student lives. With this in mind, plus concerns about terrorism due to recent events in London, Madrid, and New York City, InternationalStudentInsurance.com has launched the Global Student plans just in time for the new school year.
Global Student plan is one of the most innovative individual international insurance plans available to date, offering high quality and extensive benefits. These include a high $250,000 policy maximum with options for 100% medical coverage and 80% medical coverage, mental health coverage, maternity, sports coverage, terrorism coverage as standard and much more. With prices also starting at just $39, they are one ...
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ContentDesk) December 21, 2005 -- MedSave.com a new low cost health insurance product is now available across most of the U.S. "SIMPLE Short Term Medical" combines many of the most popular features of previous health plans and now offers 1 to 12 month terms of coverage. The coverage is priced at about half of the cost of longer term health insurance policies. This insurance uses a single deductible for each insured person rather than a per visit or other usage charges. Treatment is covered with all doctors or hospitals with no referral required.
SIMPLE STM, does not cover the cost of treating pre-existing medical conditions and is therefore not suitable for people with significant medical history. Rates, application and policy isssue are all available online through a secure online enrollment ...
Consumers are countering rising gasoline prices and other vehicle operating costs by capitalizing on lower auto insurance rates, according to Answer Financial Inc., (www.answerfinancial.com) the nation's leading independent insurance agency. With more than 100,000 in-force policies across all 50 states, the Los Angeles-based company has observed an increase in consumers shopping online for policies and pricing across its own and its competitors' rate cards.
Financial's "Top 10 Rate-Saver Checklist" reveals several points often overlooked by individuals and families in shopping for lower cost and better quality auto policies. "In the face of soaring gas prices, consumers may feel powerless, but they can lessen the pain by shopping for better priced insurance, which remains a large expense of vehicle ownership," says Alan Snyder, CEO and founder of Answer Financial Inc. ...
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If you rent an apartment or house, you might consider purchasing renters insurance.Renters insurance provides coverage for damage or loss of personal property for people in rental housing. It's to insure the renter's belongings from theft or damage. In addition, renters insurance also provides liability coverage for people in rental housing if somebody is injured while in the rental place. In this case, the renter is sheltered from lawsuits or liability for the problems cause by him/her.
While renters insurance has a broad coverage, keep in mind that earthquake and damage caused by food are not covered in most renters insurance policy. Many renters think their landlord's insurance will cover them. This is not true. In general, the landlord's insurance only covers the building, but not the renter's belongings and liability. ...
