This article is going to briefly touch on the main things a financial plan should accomplish. You don't need a professional to help you draw up your own financial plan, but you might need professional advice and help to put some of your plans into action.
Those are the things you should speak to a professional about, but you should have your financial plan worked out before you speak to one so that you can let them know exactly what you wish to accomplish with your plan. Your goal is financial success; your method for reaching that goal is your financial plan. After you have drawn up your plan is the best time to speak to a professional financial planner. They will be able to let you know whether or ...
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Assured - Those insured under the terms of an insurance policy.Benefit - The money paid to the policyholder when a claim is made.Bid Price - The selling price or cash-in value of your unit holdings.Bonus - Relates to a with-profits policy. The amount of money added to the benefit payable under the policy. The amount is dependent upon the profits made by the insurance company. Added bonuses cannot be taken away.
Term Assurance - A term insurance policy which gives you the option to convert your current policy to a whole-life or endowment insurance policy, without having to take further medical examinations.Critical Illness Insurance - A policy that pays out a lump sum on the diagnosis of life threatening illnesses indicated in the terms of the plan.Decreasing Term - A form ...
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A lot of people have a love-hate relationship with insurance: They hate to pay those expensive premiums month in and month out, but love it when insurance comes through for them when they really need it. Witness these recent comments from members of the Armchair Millionaire community: "We just had a baby and the bill for delivery only was over $11,000. We paid a $500 deductible.
I had paid the same amount as my bi-weekly premium" --Lee S."Unfortunately, I got rear-ended this year by a fool with no insurance and the bill was $3,500. My insurance company came through for me just great! I love 'em!" -- mysticaltygerHaving the right amounts of the right kinds of insurance is a cornerstone to financial security. However, all the insurance in the world ...
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Everyone who sent me their Form #2 in September for my Emigrant Direct Opening Promotion should have been paid. If not, please e-mail me. If you’re interested in opening an account with Emigrant Direct’s 5.05% APY with no minimums, don’t miss your bonus of up to $20?
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My Money Blog participated in some carnivals again this week:
Carnival of Personal Finance #72 at It’s Just Money
Carnival of Investing #46 at 1st Million at 33
Festival of Frugality #46 at Lazy Man and Money
If you are interested in participating in the Carnival of Investing either by entering a submission or hosting, please see here.
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The American College, the nation's leading educator of financial service professionals, awarded its highest honor, the Huebner Gold Medal, to Charles R. Wright, CLU, ChFC on January 28, 2005 in the La Grassa Auditorium at the Gregg Conference Center on The College's campus in Bryn Mawr."As the Senior Executive Vice President and Chief Agency and Marketing Officer at State Farm, Chuck personified professionalism and leadership," said Larry Barton, PhD, President and Chief Executive Officer of The American College. "Agents from every part of the U.
College and its programs, and whose dedication to education and professionalism, have been of particular meaning to the mission and progress of the institution. Charles R. (Chuck) Wright, CLU, ChFC, is the retired senior executive vice president and chief agency and marketing officer at ...
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Boston, MA (ContentDesk) August 18, 2005 --With the world becoming an ever more uncertain a place to travel safely, students, parents, and families need comprehensive student health insurance coverage no matter where a student lives. With this in mind, plus concerns about terrorism due to recent events in London, Madrid, and New York City, InternationalStudentInsurance.com has launched the Global Student plans just in time for the new school year.
Global Student plan is one of the most innovative individual international insurance plans available to date, offering high quality and extensive benefits. These include a high $250,000 policy maximum with options for 100% medical coverage and 80% medical coverage, mental health coverage, maternity, sports coverage, terrorism coverage as standard and much more. With prices also starting at just $39, they are one ...
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Pill Proof LLC introduces the first, easy to use, reliable and inexpensive medication reminder kits for consumers, medical professionals and health insurance companies. The PILL PROOF KIT consists of a large transparent 36 compartment hinged pill case, stickers for the time of day, two large erasable detailed medication charts and a pager size alarm with 12 alarms or vibrator settings per day. Also, included are a wallet medical chart, wallet ID and booklet of medical toll-free numbers.
More than 125,000 Americans die each year due to prescription medication non compliance. 1,000,000 Americans are hospitalized each year due to medication errors. Pill Proof hopes to reduce those statistics.
Joseph P. Stevens or TxInsurance.com is an award winning representative of Blue Cross Blue Shield of Texas. Offering free individual health insurance quotes online on http://www.txinsurance.com , instant quotes, instant forms, and no agency fees.PPO Select Choice Series III - Individual Benefits for Individual Needs: PPO Select Choice Series III, from Blue Cross Blue Shield of Texas, offers choice and flexibility for individual health care coverage.
And because PPO Select Choice Series III is offered by Blue Cross Blue Shield of Texas, you know you are getting coverage you can count on from a company you know and trust. We believe we lead the insurance industry in providing quality products and customer service. After all, Blue Cross Blue Shield of Texas has been providing health care coverage to Texans ...
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Richmond VA (ContentDesk via ContentDesk Direct) Oaklea Press book publisher Stephen Martin announced today the publication date has been moved up of a new title intended to benefit companies hit by rising oil and gas prices. Called "The Big Squeeze: Ten Ways to Cut Your Company's Expenses 10% Right Now," the book is a compilation of ideas and insights submitted by hundreds of corporate executives giving ways they have found to save on everything from health insurance and telecommunications to transportation, logistics, and parts procurement.
So many companies are being hit hard by rapidly escalating prices of petroleum products, and this book can help right now. So we moved up the publication date from November 1 to September 7." The author, Patricia E. Moody, set up an Internet blog for ...
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