Most motorcycle problems are caused by the nut that connects the handlebars to the saddle.*
~Author Unknown

Picture this: An open road. A desolate landscape stretching out in front of you. (Let’s say somewhere in Monument Valley, Utah.) The wind is at your back. The tank is full.

Then this thought spoils the moment: Do I have (enough) insurance?

To prevent a moment-spoiling tragedy, make sure you’ve got the insurance part figured out before you gas up the hog and light out for the open road.

Know the law
The first thing to do is check the laws in your state. While most require a minimum amount of liability coverage, there is quite a bit of state-by-state variation when it comes to two-wheeled transportation.

Insurance options
Some insurers sell separate policies just ...