This is post two of two in a series explaining the implications of living in a neighborhood where car insurance rates are unusually high.

While typically nobody is going to change where they live just to improve their car insurance rates, there are some action items you can take to help reduce your rates if you find you truly do live in an area that does not shine brightly on your pocket book. Some of these suggestions tend to be no-brainers but many people in reality don’t take them seriously enough to make them a priority. First of all, you can make sure that you drive safely. Having an accident can make your insurance rates go up in a heartbeat. You should also do your best to avoid getting tickets, since ...