UK’s most expensive area for buildings insurance, with average premiums topping 292, some 194 more than insurance for a similar property in Caithness. Similarly, Greater London is the UKs worst area for home contents insurance at an average price of 233, over 164 more than for a similar property in Shetland. While many parts of Scotland benefit from home insurance premiums at three times less the cost of cover than for properties in Southern England, the average cost of buildings insurance across the UK stands at 151.27, while home contents insurance comes in at an average price of 98.94.

They also reveal that the UK average prices are typically 98.77 and 44.57 more expensive for home and contents insurance respectively, than Confused.coms average cheapest price results, proving that shopping around can bring back major savings for people with homes looking for home insurance.

Because of this every area will have a different average premium, and from year to year your insurance premiums may change. The trick is not to find the average price but the cheapest price, and this is where Confused.com can help. While the average price of building insurance in Wokingham may be 292, the cheapest rate we found was 209, while the most expensive was 357, proving that shopping around is always the wisest move.”If you are looking for home and contents insurance you can buy these separately or combined.