Emigrant Direct released their new site today... and promptly got hammered by the millions of people eagerly waiting to type in their 10-digit access code. I finally just got through.
Most importantly, with the new website you also get a different account number! This is extremely important for those that have externally linked their Emigrant account with other 3rd parties, such as TreasuryDirect or credit card bill-payment systems, and they most likely quite possibly won't work anymore. Transfers initiated at Emigrant's website will still work.
I always read my junk mail. You never know when you'll get a juicy targetted offer not available to the general public. It may be extra cashback on a specific category, or just 0% APR with no balance transfer fees from a bank that usually charges fees. Besides, I have to open it to shred it anyways, and after a while you become a pro at sifting through the fine print instantly.
In this case, I got my Discover Miles card back when it was offering a 5,000 mile signup bonus. Now, it's offering a 12,000 miles bonus over 12 months. I cashed in my bonus miles and have been happily earning 5+% interest on my borrowed free money. But for some reason, ...
Schick is offering both a free Quattro Titanium and Intuition (promo code INTSMP06) razor, depending on what you plan on shaving. I usually don't post too much 'Free Sample' stuff, but razors are expensive, and due to these offers I haven't had to buy one in years. I use a free Quattro right now, and it's very nice. Links via Bargainshare.
As a thank you and an additional incentive for the $20 Unwired Buyer Bonus, I am offering everyone who allows me to refer them and qualifies for the $20 bonus, to participate in my ING Direct Share The Referral Love Program. You send me your ING referral, someone else gets their $25 ING Direct bonus, you get another $10. This is retroactive, so if you've already qualified for the $20 (not just signed up) through my referral, get your extra ten bucks!
If you're like me, you get 10+ phishing e-mails a day, asking you to login to some fake bank account site. Heck, my PayPal account was "suspended" five times just today. (Although it was really was frozen once.) Combine this with all the other stories of private information stolen from laptops, and you've got lots of potential headaches.
This MSNBC article entitled 'Know your rights on bank account fraud' clearly outlines what your legal rights are if you do become a victim of idenity theft through your bank account. Although it's from 2005, I learned a lot of new and useful stuff from this article. To quote:
Unwired Buyer is a service that allows you to bid on eBay auctions through your phone, and is currently giving out a free $20 via PayPal for new users that sign-up and complete a phone bid. I was pretty skeptical of the offer at first, but I just got paid about three days after my initial bid. Easy twenty bucks.
To qualify, you must have a 10+ feedback score, or have been registered for 12 months. Here's the step-by-step on getting your free money:
Unwired Buyer is a service that allows you to bid on eBay auctions through your phone, and is currently giving out a free $20 via PayPal for new users that sign-up and complete a phone bid. I was pretty skeptical of the offer at first, but I just got paid about three days after my initial bid. Easy twenty bucks.
To qualify, you must have a 10+ feedback score, or have been registered for 12 months. Here's the step-by-step on getting your free money:
I keep forgetting to write this - Emigrant Direct is rolling out their new website on 7/24. Current accountholders should get an access code via snail mail. In addition, they announced that their interest rate will increase to 5.15% APY on 7/28.
Want an account? Get up to a $20 bonus for signing up here.
...discussion at Vanguard Diehards forum, started by a newbie investor after today's big stock market jump. Does it sound familiar?
I am 27 years old and just recently decided to buy into the market in a lump sum in a taxable account ... on May 10, 2006, I jumped right in with about 35K. I couldn't have picked a worse time to buy in. Two months later I'm down $2,600 with no recovery in sight, and little confidence of any near term turnaround. So last Friday, I moved everything to a money market account, and missed today's bounce. Now I'm convinced that I will always make the wrong investment decisions, and can't get the thought of knowing that I threw that money away out of my mind. What do ...
This week's Carnival of Investing is up at Free Money Finance. For more information on participating and hosting schedule, please check out the main Carnival of Investing page. MyMoneyBlog also participated in the Carnival of Personal Finance at Just Another Money Blog.
