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My Money Blog is excited be included in a few carnivals this week:
Carnival of Personal Finance #54 at Mighty Bargain Hunter.
Carnival of Investing #28 at My Personal Finance Blog.
Carnival of the Capitalists at Financial Methods
The next Carnival of Investing is also going to be held at Mighty Bargain Hunter. What a sucker for punishment ;)
[ and the at MyMoneyBlog]
Citibank's e-Savings Account just bumped up to a nice, round 5.00% APY.
With all these recent rate bumps, should you move your money? Perhaps my Rate Chaser Calculator can help.
[ and the at MyMoneyBlog]
Ok, I fully realize that everyone complains, and it is just how most people deal with stress. Nothing wrong with that. But I'm sick and tired of the media frenzy about college costs like it's worse than HIV or something. Books, magazine articles, newspaper headlines. I'm here to say: College Is Cheap. And here's why:
Tuition. I don't know of any public university that charges more than $5,000 $10,000 a year for in-state tuition. I also don't know of any state that doesn't at least have one decent college. On top of that, in most states you can do your first 2 years at community college, and then transfer for your final 2 years and still get the exact same Bachelor's degree.
[ and the ...
Trying to keep up with all these online banks and their rate activity could be a full-time job! So here are just a few more snippets. Emigrant Direct is now at 4.80% APY. [$10-$20 Bonus]
BankUnited offers a savings account paying 5.25% APY with $5,000 to open and $300 minimum to avoid fees.
Most of my own cash is still being held in 28-Day and 182-Day Treasury Bills, as they continue to offer the best equivalent taxable yield for me since I have to deal with state income taxes.
[ and the at MyMoneyBlog]
Most homeowners may already know this, but since I've never had to purchase a bunch of large appliances, I only noticed this recently while fawning over fancy appliances (Man, I'm getting old). When stores like Home Depot, Lowes, or Best Buy offer "No payments and no interest for 12 months", it's true, but with an interesting catch. If you don't pay in full before that 12 months ends, they will charge you back interest for the full price of the purchase from the date of purchase, often at about 20% APR! It doesn't just start accruing from when the promo period ends.
Here's an example. You buy a nice stainless steel fridge and oven range for $1,500. You're happy, paying nothing for 364 days. If ...
Ah, June is in the air. That means sunshine and a whole lot of gift shopping. People are getting married or graduating from high school or college left and right. A good number of birthdays in the summer too it seems. When you have a large family, it's not uncommon to have to spend several hundred dollars on gifts this time of year. I'm glad I ordered my cheap checks from Costco.
Don't get me wrong, I'm not complaining. Giving is just part of life in this family. Heck, I was born, had 27 birthdays, graduated both high school and college, and got married. I've scored tons of loot. I just think it's interesting how all this money just goes around in a circle. ...
Are you excited about the upside potential of China but can’t pull the trigger because of the significant downside risk? Here is a way to invest in China growth and still sleep at night.
China has been the largest economy in the world for eighteen of the past twenty centuries and it is clearly determined to regain its role as the hegemonic power in Asia and then challenge U.S. global leadership. Will it be able to sustain its 10% economic growth rate, quell rural discontent, build a sound market-based financial system, privatize dominant state-owned enterprises and move towards openness and democracy? This is a tall order and you can put me in the skeptic column. More
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