The key to selling reprints to parenting publications is the creation of dynamite ideas followed through with professional writing. Here, I'm focusing only on finding those lucrative topics.Most topics in regional parenting publications are straightforward: finance, parenting tips, health, sports, and education. The trick is to twist them in an unusual way. If you're a parent, what do you wish you knew about a topic? Write down questions that you have as you go through the day. When I was driving the other day, I complained to myself about bad teenage drivers.
I wondered, "What can parents do to encourage good driving?" If you already know the answer to the question, it won't make a good article unless you're an expert on the subject. Take a generic topic and make it seasonal. ...
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First Published Spring 1990If you owned a Goose that laid Golden Eggs, which would you insure first? The Goose or the Eggs? Naturally, you would insure the Goose, because if anything happened to the Golden Eggs you could get more as long as you had the Goose. Unfortunately, most people have only insured the Golden Eggs. The Goose, however, represents your income, your EARNING POWER. The fact is YOUR EARNING POWER IS YOUR MOST VALUABLE ASSET! If your income suddenly slopped because of a disability-where would the money come from?
If you multiply your annual income by the number of years until your age 65 this will give you a rough idea of what your earning power is worth to you. For example, if a 30 year old earns $3000.00 per ...
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Disability income insurance can cover you in the event of a severe accident or illness but, it really depends on how much disability income insurance you purchase as to whether or not it will be able to meet all of your financial needs. The greatest number of families have no form of disability income insurance.Short term disability income insurance covers the first few months you are disabled and the benefits of short-term disability income insurance, are many . Short term disability income insurance is a temporary relief though.
Disability insurance can be purchased up to a certain percentage of your income and is tax free if you pay for it yourself.Disability insurance does not mean you have to take the maximum but you would be wise to take sufficient to ...
ContentDesk) September 21, 2005 -- The seminar will compare and contrast not only FSAs (Flexible Spending Accounts) but two other plans, HRAs (Health Reimbursement Accounts) and HSAs (Health Savings Accounts). The seminar will concentrate on WHICH plans to use, WHEN you would use them, and WHY you would use one plan and not the other.Hope Crawford graduated cum laude from Rollins College and then began her career in the employee benefits industry in 1996.
Central Florida independent insurance agency where she managed over 50 clients for the vice president of the employee benefits department. Three years later, Ms. Crawford became an account executive with another independent agency and began to develop her own client base while continuing to service and oversee the renewal process for existing agency businesses. Today, she ...
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If you are an expatriate planning on long-term residence in Japan you can, after a one-year stay, become a part of Japan's national health program. Until that time, however, you're going to need Japanese overseas travel insurance. Some of the Japanese overseas travel insurance options include not only trip or annual medical emergency coverage for travel but also disability insurance, personal liability coverage and term life insurance.
You'll also be covered in case of terrorism and an evacuation to your home residence in the event of medical or terrorist emergency.One firm whose Japanese overseas travel plan we perused offered coverage for those over 80 years old, difficult to find. The minimum coverage time period for this plan is one week (seven days) with a one-year maximum, although it can be ...
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New York, NY (ContentDesk) March 6, 2006 -- Edulence Corporation (www.edulence.com) announced today that The Guardian Life Insurance Company of America (Guardian) (www.guardianlife.com) has selected an Edulence KnowledgeLink" managed learning solution to power Guardian's new online university. The KnowledgeLink solution consists of an online dynamic media dashboard containing digital videos and other multimedia training content as well as a robust back-end application for centralized management, content deployment, and reporting.
The Center for Learning and Professional Development (The Center), is constantly available to agents and associates via the company's secure Intranet. The KnowledgeLink solution enables Guardian to publish digital training and development content to users based on role, department, and other factors. The Guardian home office uses the KnowledgeLink online administration system to measure vital training information, including viewing statistics and performance ...
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Some are born great, some achieve greatness, and some have greatness thrust upon 'em." - Act ii, Sc. 5, Twelfth Night, William ShakespearePeter Parker was bitten by a radioactive spider. Bruce Wayne was transformed by the tragic death of his parents. The Fantastic Four were bombarded with Cosmic Rays. For Richard Mudrinich, of Hermitage, Pennsylvania, greatness came in the form of a lawn mower accident. "In September 2003, I had a serious accident with a lawn mower.
Sharon Regional Health System to the Allegheny General Hospital in Pittsburgh, where I had a series of extensive surgical operations," says Rick. His lawn mower accident resulted in the partial amputation of his left foot. "And I am grateful to all of the medical professionals for their care and talents. Nonetheless, I have ...
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Quick Facts About Disability InsuranceThe sole purpose of individual disability insurance is to replace your after-tax income in the event of an accident or illness. These policies do not provide protection from medical expenses or recovery of damages for "pain and suffering".Since the benefit payments are designed to be income tax-free, insurance coverage in the amount of 2/3 of your salary is roughly equivalent replacing your net take-home pay. This is usually the maximum amount of insurance that you can purchase.
If you are self-employed, you can only insure the amount of net income that you reported on your tax return, even though your actual earnings might be much higher. In this case, you might want to supplement your insurance with "business overhead coverage" that does not depend on net income.Expect ...
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Insurance - Necessary For Peace of MindThere are many various types of insurance. Insurance is a policy where you invest a certain amount, that you do not get back, that will pay you in the event of a predetermined event. The specifics vary greatly according to the kind of insurance.Health insurance is designed to help you with your medical care. You will typically pay in a certain amount every month called premiums and you may have to pay a certain percentage on your doctor's visits or prescriptions but the insurance is designed to help you with the costs.
Insurance is there to help you if you are having a baby or another time where you need regular care.Car insurance is intended for accidents; either your fault or someone else's. You ...
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Rick the Grass Cut Man is a "caped crusader" working tirelessly to prevent lawn mower accidents and to promote grass cut safety. He will be going trick-or-treat from house-to-house, along with his safety treat - his grass cut safety flyer - to promote grass cut safety. "During the Fall, individuals often use their lawn mowers to mulch fallen leaves. The slippery leaves contribute to the increased risk of a lawn mower accident," cautions Rick. "Watch out for sticks and objects hidden by the leaves as well as slippery slopes.""In September 2003, I had a serious accident with a lawn mower.
Sharon Regional Health System to the Allegheny General Hospital in Pittsburgh, where I had a series of extensive surgical operations," says Rick. His lawn mower accident ...
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