About Flood Insurance
ContentDesk) May 9, 2006 -- The Homeowners Consumer Center is making and urgent appeal for all US homeowners to check their homeowners insurance policy, before the start of the 2006 hurricane, storm or fire season. After surveying over 1000 homeowners representing every US state, it was discovered that less than 15% of those surveyed, understood their homeowners insurance policy, and or the areas of coverage the typical homeowner should have. From this survey, the Homeowners Consumer Center ( Http://HomeownersConsumerCenter.
Do's & Don'ts1. If you live in a state on or close to the Gulf of Mexico, the Atlantic Coast, Hawaii, a river, stream or an area prone to flooding, get flood insurance coverage, and make certain you get the maximum insurance coverage ($250,000).2. If you live in ...
As all eyes focus on Florida voting, Flood Zone Correction, Inc., the nation's first flood zone correction company, recommends scrutiny of Florida's high-risk flood zone designations and urges all property owners to exercise both their civic and consumer rights. Florida property owners maintain approximately 40% of all flood insurance policies and pay over 32% of all flood insurance premiums in the nation, according to statistics provided by the Federal Emergency Management Agency (FEMA), the federal agency that administers the National Flood Insurance Program (NFIP).
Florida property owners purchased over 1.8 million flood insurance policies through the NFIP at a cost of more than $616 million. Over the 25-year period (1978-2003) tracked by FEMA, Florida's yearly claim payments average $61 million.
Florida puts into the NFIP and what Florida ...
The expenses involved with owning a home can be overwhelming at times - routine maintenance, repairs, seasonal preparations, improvements. Not to mention taxes, fees, and all those monthly bills. Some homeowners, in trying to reduce their expenses, wonder if they really need disaster insurance. Disaster insurance is typically defined as additional homeowner's insurance to cover events like hurricanes, tornadoes, earthquakes, and floods. Home insurance policies typically cover hurricanes and tornadoes (review your policy to be certain in covers damage from such events).
This extra insurance, if desired, must be purchased in addition to your standard homeowner policy, and it can be expensive, depending on where you live. Because disaster insurance can be expensive, it's a type of coverage some homeowners opt not to buy. But in some cases they are ...
Smart VENT Inc. announced that it has assigned a direct factory technical representative for central New Jersey. Mr. Steven T. Ardito of Point Pleasant, NJ. will be serving all of the cities and towns found in the counties of Ocean, Monmouth, and Middlesex. Steve will be responsible for assisting and educating Architects, Contractors, and homeowners in the use and installation of our Foundation Flood Vents. Along with Steve's vast experience and professionalism, he has just finished the Smart VENT In-house training program, and is ready to assist you with any questions you may have.
New Jersey are enforcing the new International Code Council Building codes, and Steve is ready to explain the differences as they relate to Foundation floodvents.Steve is also certified to present our "Lunch and Learn" training session. ...
For many consumers the cost of daily living is becoming increasingly higher. High gas prices, rising automobile costs and the cost of buying a new home can be very troublesome. The additional cost of homeowners insurance has some consumers wondering why and silently complaining to themselves.There are lots of reasons why your homeowner's insurance policy may be costing you more then it should.
Additional costs arise if you require coverage in the form of flood insurance or fire insurance. The easiest solution to see if you truly are overpaying on your home insurance plan is to do a search on the Internet for home insurance plans or providers. You will be offered a variety of websites to choose from in order to see if you're being overcharged. Many of the ...
United Kingdom & Ireland (ContentDesk) January 20, 2006 -- Big Blue Squid, Irelands' only dedicated underwater camera shop announced the arrival of the FD-50 from Fantasea this week, following the huge success of the D70 underwater housing.The Fantasea product range has brought digital SLR underwater housing prices down to within reach of the everyday user. Until just last year you could spend more on the housing than on the camera and accessories combined.
FD-50 for the Nikon D50 has an ergonomic design and a full complement of accessories giving users the opportunity to shoot the underwater images they want. Mike Thompson from Big Blue Squid: This is exactly the sort of housing photographers have been looking for. Its compact, beautifully designed and practical. Fantasea Lines lower prices and flood insurance bring ...
Smart VENT Inc. has announced that Mr. Leonard Cook of Engineered Flood Solutions is the factory technical representative for Eastern Massachusetts. Mr. Cook was raised in Wakefield, Massachusetts and graduated from Springfield College with a B.S. in American Studies & Business Management. Mr.
President of Engineered Flood Solutions of Dover, MA. "Lenny" will assist Architects, Engineers, Contractors, Surveyors and homeowners in the proper design and installation of our Foundation Flood Vents. In addition to Lenny's long experience representing electrical, mechanical and architectural products, he has just finished the Smart VENT factory technical training program in Glassboro.
J. Thus, Lenny can answer your questions on FEMA/ NFIP regulations plus the new ICC (formerly NES) and BOCA code compliance as well as insurance and professional liability ...
Homeowners Save By Correcting Flood Zones," a consumer education and awareness video that encourages homeowners to be proactive in the protection of their assets."Many homeowners and commercial building owners are being forced to buy flood insurance," states Dan Freudenthal, President of Flood Zone Correction, Inc. "We've found that 90% of them should be able to choose a level of coverage that best meets their needs and budgets instead of an amount dictated by their mortgage companies.
Throughout the United States, many low flood risk property owners are being required to pay for high flood risk coverage. Flood insurance requirements imposed by mortgage companies are reasons the vast majority of American homeowners and businesses paid approximately $1.8 billion to maintain more than 4.5 million flood insurance policies in 2002. ...
Washington DC (ContentDesk) September 8, 2005 -- Action Fund Management LLC (AFM), an investment advisory firm, warned the property and casualty insurance industry not to be fooled by environmental activist efforts to link natural disasters, such as Hurricane Katrina, with global warming.
Sep. 8 by Ceres, a coalition of environmental and investor activists, alleges that insurance companies are at financial risk from manmade global warming."Insurance companies aren't financially exposed because of any supposed global warming," said Steve Milloy of AFM. "They're exposed because they've spent decades writing policies for risky coastal development and not charging sufficiently high premiums," added Milloy.Although there has been a dramatic increase in hurricane damage in the U.S., virtually all of this is due to more people building and living in coastal, hurricane-prone areas.
Massachusetts Institute ...
