Flood Zone Correction, Inc., the nation's first flood zone correction company, urges all property owners to take a moment during the new year to evaluate the flood risk of their property, correct the flood zone classification if it is wrong and to adjust their flood insurance coverage to meet their needs and budgets. Doing so creates educated flood insurance customers, improves the value of properties and saves money.
The mortgage companies do not evaluate all of the flood risk characteristics of a property before determining whether or not the property is in or out of a flood zone. "There is a significant inequity inherent to the National Flood Insurance Program (NFIP), which, whether intentional or not, misleads millions of property owners into thinking that their homes and buildings are ...
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ContentDesk) September 22, 2005 -- As a business professional, you know that complying with cafeteria plans and COBRA regulations is an important and challenging issue. This comprehensive and dynamic seminar is designed to provide you with a better understanding of the statutory and regulatory framework of these important federal regulations, and will prepare you and your business for meeting compliance requirements to avoid costly penalties. The day will provide a walk-through of what an employer has to do EVERY DAY to be in compliance with those confusing and ever-changing laws.Peter M.
University of Maryland with a B.A. degree with an emphasis in music. He was a general agent for Metropolitan Life for over 18 years and worked in management with New York Life. He is a registered investment advisor and ...
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For many consumers the cost of daily living is becoming increasingly higher. High gas prices, rising automobile costs and the cost of buying a new home can be very troublesome. The additional cost of homeowners insurance has some consumers wondering why and silently complaining to themselves.There are lots of reasons why your homeowner's insurance policy may be costing you more then it should.
Additional costs arise if you require coverage in the form of flood insurance or fire insurance. The easiest solution to see if you truly are overpaying on your home insurance plan is to do a search on the Internet for home insurance plans or providers. You will be offered a variety of websites to choose from in order to see if you're being overcharged. Many of the ...
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Brown, FEMA Acting Director David Maurstad, Computer Sciences Corporation President Paul Cofoni, seventeen insurance companies, their vendors and adjusting firms and others was filed Wednesday in United States District Court, Greenbelt, Maryland, alleging that the group conspired to defraud thousands of catastrophe victims who had purchased flood insurance through the National Flood Insurance Program (NFIP). As a result, many family units were destroyed left to live in campers without indoor plumbing when temperatures dropped below freezing, with no place for children to study or play.
Recent Congressional testimony revealed that CSC was training sales agents to tell policyholders they would be restored to their pre-flood condition, while simultaneously training flood loss adjusters to allow for only narrowly defined coverage in limited amounts. CSC transacts billions of dollars of ...
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Smart VENT Inc. has announced that Mr. Leonard Cook of Engineered Flood Solutions is the factory technical representative for Eastern Massachusetts. Mr. Cook was raised in Wakefield, Massachusetts and graduated from Springfield College with a B.S. in American Studies & Business Management. Mr. Cook is the President of Engineered Flood Solutions of Dover, MA. "Lenny" will assist Architects, Engineers, Contractors, Surveyors and homeowners in the proper design and installation of our Foundation Flood Vents. In addition to Lenny's long experience representing electrical, mechanical and architectural products, he has just finished the Smart VENT factory technical training program in Glassboro. NJ. Thus, Lenny can answer your questions on FEMA/ NFIP regulations plus the new ICC (formerly NES) and BOCA code compliance as well as insurance ...
When you think about building your new home consider your needs and your lifestyle. If you are newlyweds your choices will be different from a couple who is ready to retire and is looking for a smaller home. The lot may affect the type of house and its placement.If your lifestyle is such that you plan to entertain frequently, you might want to consider including a formal dining and living area that is separated from the family's living area. If you just plan on having a couple of friends over for a dinner and conversation, then you might want to eliminate the formal dining area and create a simple dining area that can be used by your family and your guests.Is your lot large enough to allow you to build ...
Washington DC (ContentDesk) September 8, 2005 -- Action Fund Management LLC (AFM), an investment advisory firm, warned the property and casualty insurance industry not to be fooled by environmental activist efforts to link natural disasters, such as Hurricane Katrina, with global warming. A new report scheduled to be released on Sep. 8 by Ceres, a coalition of environmental and investor activists, alleges that insurance companies are at financial risk from manmade global warming."Insurance companies aren't financially exposed because of any supposed global warming," said Steve Milloy of AFM. "They're exposed because they've spent decades writing policies for risky coastal development and not charging sufficiently high premiums," added Milloy.Although there has been a dramatic increase in hurricane damage in the U.S., virtually all of this is due to more people building ...
The expenses involved with owning a home can be overwhelming at times - routine maintenance, repairs, seasonal preparations, improvements. Not to mention taxes, fees, and all those monthly bills. Some homeowners, in trying to reduce their expenses, wonder if they really need disaster insurance. Disaster insurance is typically defined as additional homeowner's insurance to cover events like hurricanes, tornadoes, earthquakes, and floods. Home insurance policies typically cover hurricanes and tornadoes (review your policy to be certain in covers damage from such events). But often damage from floods and earthquakes isn't covered. This extra insurance, if desired, must be purchased in addition to your standard homeowner policy, and it can be expensive, depending on where you live. Because disaster insurance can be expensive, it's a type of coverage some homeowners opt ...
Smart Vent Inc. announced that it has assigned a direct factory technical representative for the Chicago area. Mr. William Hathaway of Lowell, IN will be serving the Indiana counties of Jasper, Lake, Newton, and Porter as well as the Illinois counties of Kankakee, Will and southern Cook. Bill will be responsible for assisting and educating Architects, Contractors, Surveyors and homeowners in the use and installation of our Foundation Flood Vents. Along with Bill's experience in construction and his professionalism, he has just finished the Smart Vent training program, and is ready to assist you with any questions you may have. The code officials in the Chicago area are enforcing the new International Code Council Building codes, and Bill is ready to explain the differences as they relate to ...