I am passionate about voting and our right to vote," declares Baccili. Realizing that there was more that she could do to help people see that they can personally make a difference in the upcoming 2004 election, Dr. Pat created www.Ipledgetovote.com.The initiative operates on the concept that people can manifest change by committing to something...anything...in writing. IPledgeToVote.com gives people the opportunity to pledge their intention to vote. It also gives pledgers a way to change the habits of their non-voting friends, family and coworkers.
Dr. Pat has committed her life to helping people break through "Crust" and to become all they can be. Her mission in life to help people remove limiting thoughts, beliefs and actions which I call "Crust" so that they can live life full out! Living life full ...
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ContentDesk) March 25, 2004 -- Mr. Foster had discharged his debts through a Ch. 7 bankruptcy in 1999, but several creditors failed to update their credit reporting to delete the discharged balances. They also did not report the accounts as discharged, as required by the FCRA. Fair Isaac's FICO credit scores are utilized in over 75% of all credit decisions and the scoring software includes those incorrect balances in the score calculations.
One reported a fictitious balance for the discharged account, resulting in a dismal 623 FICO credit score. When they finally corrected the balance and status, Bank One re-aged the First USA account. In November 2003, they reported the incorrect Date of Last Activity of "03/2003." The resulting FICO score was only 664, 5 years ...
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Matt McCann, a nationally known expert and speaker on long-term care issues said that the November Consumer Reports article is very misguided and contains information that is just not true. Phyllis Shelton, author of Long-Term Care: Your Financial Planning Guide (Kensington Books, April 2003) says the article shows again the political motivations of the Consumers Union,the publishers of Consumer Reports. The Consumers Union and Consumer Reports want a national health care system and their article has very little to do with the truth.
Reports says Long-term care insurance is expensive, unreliable and generally lousy -- according to a new study by Consumers Union. Despite that assesment they suggest you might want to buy some anyway. The facts are that the insurance is not very expensive, very ...
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Most homeowners dont realize that the only reason those cheaper house painting contractors can afford to offer those low prices is theyre unlicensed, uninsured, and untrained in the business, and theyve been getting away with it for years."THE TRUTH ABOUT HOUSE PAINTING CONTRACTOR INSURANCEA lot can go wrong on a paint job, and that's not counting bad work or no-show contractors that are usually a homeowner's first concern. "Many times a homeowner will ask the painting contractor if he's fully insured, and he'll say, Yep. Of course I am.
But if one of the painters of the job gets hurt, thats a whole other story," said Kuperman.In Illinois, house painting contractors are legally required to carry workers compensation insurance on their employees in addition to liability insurance, but many house ...
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WORK WITH THE END IN MIND- OR FOCUS ON SUCCESS"Beginning with the end in mind is the endowment of imagination . If you are the programmer, write the program", says, goal expert- Stephen R. Covey. Goals help us to focus, and the quality of our attention is enhanced by a having a project so cool and interesting that we can't help but make a leap. Let's say, you want to organize your workspace so that everyone is inspired to do their best work.
Focus on success & keep in mind how you want things to end up--And you'll soon enough be successful.a. name the accomplishmentb. give your project a titlec. identify upbeat reasons for pursuing your goald. what needs to be done by whene. how would you like things to ...
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Groton, VT (ContentDesk) May 7, 2004 - Saving money may sound like opening a savings account but not necessarily according to Gene Jolley, President of Kingdom Financial Principles. Going against the grain of traditional teaching, Jolley advises not to be so quick in depositing extra money in a savings account. Instead people should first concentrate on freeing themselves from debt. Jolley teaches in his seminars a key way to faster debt elimination: save money by finding ways to reduce monthly spending habits.
This is a vital step toward saving money and should not be overlooked. "You will be surprised" Jolley adds, "how much money is going to little items." Once this step is complete the consumer will easily recognize where every dime is being spent and will also be able ...
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Pasadena, CA (ContentDesk) -- Two studies reveal that nearly 50 percent of bankruptcies and mortgage foreclosures are caused by disability. A study done by Harvard University revealed that in a review of bankruptcy filings disabling medical problems led to nearly half of the 1.458 million bankruptcy filings - based on 2001 filings.A study by the Housing and Home Finance Agency of the U.S.
With thousands of clients through our web site and associated agencies we find that the first thought of most people with families is to have adequate life insurance which is now very easy to get online through sites like www.lifeinsure.com but people overlook insuring their income. Part of the reason is that there are so many fewer insurance companies marketing disability insurance because of ...
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Texas. A number of these clients are business owners that have asked us to work with them on their commercial insurance. This product line extension is a natural evolution for us to meet the needs of our clients."The company's highly trained agents have developed extensive expertise in understanding how individuals can lower the cost of their homeowners and car insurance, particularly in Texas. They will now extend that expertise to commercial insurance.
Tapping your home's equity to pay college expenses, consolidate credit card debt or even to buy a new car or boat is common place. Many economists attribute the additional buying power afforded consumers through home equity debt as a primary reason the nation's economy has been able to emerge from the recent recession.
HELOC) can provide the financially savvy person with the means to savemoney, make money or simply take advantageof opportune situations he or she might otherwise miss out on. Here are five tips to show you how: Tip 1: Take Advantage of Higher Insurance Deductibles! You probably know that raising deductibles on auto and homeowners insurance policies can mean big savings on insurance premiums. If you increase the deductible on a homeowner's policy from $500 to $1,000, you'll ...
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Miami, FL (ContentDesk) September 5, 2004 -- Dangerous Hurricane Frances is on a relentless course toward Florida where hurricane warnings are now in effect just weeks after Hurricane Charley's rains soaked Florida homes and businesses.
Florida has the perfect combination of variables necessary for mold growth," said Leslie Boggs, national director of marketing and public relations for EMSL, a nationwide laboratory that provides environmental analyses on samples such as mold. "High humidity for a prolonged period of time, moisture, high temperatures and flooding.
On cue, there was a sharp increase in the number of mold cases in central Florida just after hurricane Charley hit, the Federal Emergency Management Agency said in an Aug. 23 statement, citing WKMG Local 6 News. "Homeowners will need to remove wet rugs, padding and insulation ...
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