A survey conducted by Marshall & Swift/Boeckh found that a whooping 64 percent of U.S. homes are underinsured, each by an average of 27 percent. So it's important to find out if your own coverage is adequate. We asked the Armchair Millionaire community about their experience with making claims on their homeowners' policies, and heard from several people who found that their coverage was not everything they'd assumed it to be. Here is one story:"We had our roof damaged in a wind storm to the point it needed replaced.
It's anyone's guess as to how we were supposed to replace only 25 percent of a roof ) We now carry insurance in case of a total loss but plan on having enough cash reserve to cover mid-size emergencies. We ...
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I had a client who called saying that his bath tub just fallen through the floor in his new home (new to him). Mold had eaten away the floor from the crawlspace up. The seller had placed a few 4x4s under the floor to hold everything up long enough to sell the house and get out of town. I asked if he had the house inspected before he bought it. He said, "no, was that important?" Even if you do get a home inspector, look for these things yourself. Some home inspectors don't look for these items. Some never go into the house. Mold test The number one problem faced by new homeowners is mold.
Every week I get a call from an attorney gathering info for a lawsuit against ...
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Yorba Linda, CA December 10, 2004 - InformINS, Inc., a privately held provider of insurance industry software products and technology consulting services, today announced that it has launched the websites4insurance.com agency web site service available to all insurance agencies in North America.Organized in 1999 as a strategic software house servicing managing general agencies, insurance carriers, and independent producers/agents, InformINS enables its clients to conduct typical industry transactions faster, easier, and at a significant cost savings.
MGAs."We invested immense amounts of time conducting focus groups and evaluating insurance agents' needs and habits," explains InformINS CEO, Paul Blomgren. "We have developed a highly functional product with the most ease of use in the industry," states Blomgren. Yuri Vanetik, co-founder and InformINS director, clarifies that InformINS' insurance agency web sites were ...
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Hollywood, CA (ContentDesk) September 22, 2005 -- Possibly one of the most controversial songs to be released this fall, Blaque Orchid's first single "Jim & Eileen" from her debut album "More Than Meets The Eye" exposes the methamphetamine epidemic sweeping Hollywood, and the nation.
Orchid, the sexy recording artist from Gold Starr Entertainment is set to make "Jim & Eileen" her contribution of informing the youths of America about the perils of using crystal meth, tackling this deadly issue that News Week recently called "America's New Drug Crisis.""Jim & Eileen" tells the story of a young couple from Nebraska that sets off to California to live their Hollywood dreams. They are instantly swept into the glamorous Hollywood social scene and introduced to the lethal methamphetamine drug.
Blaque Orchid. "Its based ...
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Miami, FL (ContentDesk) September 13, 2004 -- Dangerous Hurricane Ivan is on a relentless course toward Florida where hurricane warnings are now in effect just weeks after both Hurricane Frances, and Hurricane Charley's rains soaked Florida homes and businesses.
Florida residents have been hit very hard the past few weeks, and left the state in absolute disarray." Said Leslie Boggs, national director of marketing and public relations for EMSL, a nationwide laboratory that provides environmental analyses on samples such as mold. "We want homeowners, businesses, and state and government officials to know we are here for them. We have two laboratories in Florida that can provide environmental testing supplies at no charge to the community; one in Orlando, the other in Miami.
Florida has the perfect combination of variables necessary ...
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Clyde and Claudette's financial future is now ruined! Make sure it doesn't happen to you. These tips will help you protect yourself from the time-bomb that devastated them. I talked with Clyde and his wife, Claudette, recently. In fact, Clyde brought his son to one of my popular financial seminars so he could learn to avoid the mistakes his father had made.Everything had been going great for Clyde and Claudettehe had a secure job with excellent benefits. Their home was almost paid for. Their kids were doing well in school. Life and their future looked bright.
Claudette was driving home from the store just like she always did. A drunk driver speeding in her direction hit a car on his side of the road, careened off of it, jumped ...
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For many consumers the cost of daily living is becoming increasingly higher. High gas prices, rising automobile costs and the cost of buying a new home can be very troublesome. The additional cost of homeowners insurance has some consumers wondering why and silently complaining to themselves.There are lots of reasons why your homeowner's insurance policy may be costing you more then it should.
Additional costs arise if you require coverage in the form of flood insurance or fire insurance. The easiest solution to see if you truly are overpaying on your home insurance plan is to do a search on the Internet for home insurance plans or providers. You will be offered a variety of websites to choose from in order to see if you're being overcharged. Many of the ...
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Is your home covered in the event of a mudslide? Mostly likely not. How about an earthquake, or hurricane storm surge? Unlikely. Unless you understand homeowners insurance coverage, and keep your coverage up to date, you could lose your home to the unexpected wrath of Mother Nature.Take the time now to find out exactly what coverage you have, and how you could improve on it.1. Know What You're Looking for:There are four basic forms of homeowners insurance policies. Review your house insurance yearly to make sure you are covered for any conceivable incidents in your area.
Make sure you are not overpaying for the value of your home, but also not underinsured either.- HO-2 The Broad Form: This covers fire and lightning, smoke, vandalism, theft, windstorms and hail, damage from ...
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Grand Junction, CO (ContentDesk) March 3, 2006 -- JNK Products, LLC, a leading online distributor of garage flooring products, announced today the implementation of a new, more customer friendly, price match guarantee. Beginning March 3, 2006 JNK Products will beginning polling select Garage Flooring websites for pricing information multiple times a day.
JNK Products, LLC has always offered a low-price guarantee, certain system restraints made it difficult for them to be proactive in their approach to match prices. According to Justin Krauss, A Spokesperson for JNK Products, LLC, this new system has been made possible by bringing their web design and development in-house instead of outsourcing it to a third party. We now have the ability to react virtually instantly to price changes in the garage flooring market ...
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They have actuaries that crunch all the numbers and figure out what the specific attributes are of the consumers they want to have, and then they price their policies accordingly. The interesting thing is that the different companies come up with different answers. That leads to large auto insurance rate differences from company to company."So how do you as a consumer capitalize on these differences? Get comparison quotes from as many car insurance companies as possible. Then and only then will you know you are paying the lowest price for your car insurance.
One stop will get you all the information you need to ensure you pay the lowest price available for your insurance policies. What better way to start off the New Year?About InsuranceFusionInsuranceFusion.com is ...
