Liability Insurance


Liability Insurance

EMERGENCY MEDICAL SYSTEMS, INC. Pays Quality Inn of Lansing, Michigan to Implement Early Defibrillation Program

EMERGENCY MEDICAL SYSTEMS, INC, (EMSI) of Parma, Michigan, recently inaugurated a program at Quality Inn of Lansing, Michigan. The program, including training, paramedic assistance, and the outfitting of QUALITY INN with cost-effective, life-saving AED (automated external defibrillator) equipment, is part of EMSI's nationwide campaign to expand the life-saving power of public-access defibrillation."Every day, nearly 1000 Americans suffer sudden cardiac arrest," said EMSI's President and CEO Mr. C. Kevin Coonce.

AED and knows how to use it. That's the essence of public access defibrillation."It's really the public-health responsibility of every business and school to install an AED and learn how to use it. Every minute that goes by without receiving a defibrillation shock decreases a person's chance of survival by 10 percent. AEDs have a 97 percent success rate in terminating ...

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To Waiver or not to Waiver

Waiver RequirementsMost Participant Liability Insurance Policies now require that participants sign waivers. These waivers vary from policy to policy, and their legal implications vary jurisdiction to jurisdiction and case by case. If the participant is a minor, a parent or legal guardian must sign the waiver. Generally, waivers are used when there is a risk of being held responsible for something that should not be your responsibility. In the case of sports, it is a known that accidents do happen.All participants, parents and legal guardians know this prior to registering.

Are you really waiving anything?The legal implications of waivers can be somewhat different. As liability suits generally take place in state or provincial courts much variance exists between the jurisdictions. However, most do adhere to the rule that you cannot ...

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Gift Shops - With and Without Walls

Are you a person who likes to be the center of attention ... or do you prefer to deal with people on a one-to-one basis? Are you at your best when lots of people are swirling around you ... or do you prefer calmer surroundings? Are you open to working in an unstructured environment ... or is the more traditional set-up of walls and a door your preference? No matter how you answer these questions, our Gift Shop/Kiosk plan can work for you. Whether you choose to market your items from a Kiosk or a Gift Shop, the basics of each plan are similar.

Kiosks, especially the pushcart type wagons that are so popular in malls and other high traffic areas, whether indoors or outdoors. Then we'll add in Gift ...

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FCF Sets High Standards for Exotic Feline Facility Accreditation

The Feline Conservation Federation has finalized its new Feline Facility Accreditation. FCF Accreditation provides certification to owners that excel in facility construction and husbandry practices.Breeders, exhibitors, private owners, zoos and sanctuaries that meet the principles of responsible ownership can apply for FCF Accreditation. Any keeper may apply, whether they possess one cat or one hundred, whether ownership is for commercial or private purposes.

CF Vice President Robert Turner announced the selection of the 5-member FCF Accreditation Panel. "This panel possesses considerable knowledge on all aspects of exotic feline ownership. Their combined experience represents 125 years, working with 25 species of exotic cats."FCF Feline Facility Accreditation provides a 'seal of approval' to the owner that meets or exceeds high standards and is qualified to provide a safe and productive environment for ...

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Is Your Boat or RV Transport Company Affordable and Legal?

If the transporter you hire happens to be pulled over and is not in compliance with DOT, then your item will be impounded. When looking for a transport company, keep in mind that you get what you pay for! "Low ball" quotes are red flags for illegal transporters. It is not worth the risk just to save a few bucks. It may even end up costing you more in the long run. Protect yourself from DOT impounds and fines by hiring a professional legal company. Feel free to ask them for references and insist on getting a copy of their insurance and DOT authority.

Slay the Dragon; Employees Suing Employers At An Alarming Rate

ContentDesk) December 1, 2005 -- Being an employer is outright dangerous thanks to the Dragon. And who is the Dragon, you say? The Dragon is employee lawsuits, which can put your company, large or small, out of business.So who created the Dragon? Government regulations, laws, and trial lawyers representing employees who take advantage of the systems weaknesses. From October 1, 1993 through September 30, 1994, the EEOC and related state and local agencies received 156 discrimination complaints.

May 1, 2003, the EEOC had a backlog of over 100,000 complaints and the average complaint took more than a year to handle. In 2002 over 13,000 complaints of sexual harassment were file with the EEOC. Settlements for cases in 2003 exceeded $50 million. Defense costs were several times this number. All size ...

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How to Avoid the Legal Pitfalls when Setting up Your New Business

How To Avoid The Legal Pitfalls when Setting up Your Own BusinessNo matter who you are you will make mistakes at some point in your business life and unfortunately the law is not very forgiving - ignorance is not a defence. Here are some of the common pitfalls to watch out for when setting up your own business.PartnershipsA partnership is formed when two or more parties form to start a business, sharing the workload and investing capital to get things going. It is always wise to have a written partnership agreement and get it checked by a solicitor.

Partnership Act 1890, whose provisions may not always seem fair.For example, under it partners can withdraw without giving notice. This could mean they insist on the immediate return of their capital and ...

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New York and New Jersey Drivers Can Now Fight A Traffic Ticket Online with Free Advice From A TixNix.com Lawyer

New York (ContentDesk) July 6, 2005 -- TixNix.com, a service that lets motorists and truckers fight speeding tickets and other traffic violations through the Web, is now available for New York and New Jersey motorists.

TixNix.com helps these motorists keep their records clean and their insurance rates lower."Unfortunately, motorists in New York and New Jersey drive on some of the nation's highest ticketed roadways," says Steve Ehrenreich, CEO and co-founder of TixNix.com. "Because of this, they account for a large percentage of the tickets issued annually in the United States. Many of these violations can be easily dismissed or reduced in court but often, a driver needs the help of an experienced traffic attorney to win."TixNix.com helps these drivers beat New York and New Jersey traffic tickets.

Because most ...

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Limit Your Liability to Protect Your Assets

Limit Your Liability to Protect Your Assetsby J. Stephen Pope If your business runs into serious difficulty, willit bring you down too? For example, what if one of your employees got involved in a serious car accident while working for you? Will the resulting lawsuit bankrupt you personally? Here are just a few ways of protecting yourself against catastrophic losses and lawsuits.1. Obtain Adequate Insurance CoverageIf someone slips on the sidewalk of your home and injures himself, he could sue you for damages. Your tenant's or homeowner's policy may cover you for liability in such an event.

You will need an extra rider on your house insurance to cover such incidental business use. The extra charge for this additional coverage is well worth it.If you ...

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IEQ Corporation Launches Comprehensive Phase I Investigations and IAQ Management Program for Commercial Indoor Air Quality.

IEQ Corporation, a leading provider of environmental consulting services, has announced it is offering comprehensive Phase I investigations to address commercial demands for cost-effective management of indoor air quality (IAQ). The company is also announcing the launch of its Indoor Air Quality Management Program for the prevention and early detection of common IAQ problems.     Phase I investigations represent the first response to buildings affected by poor indoor air quality. Investigative methods are typically cursory in nature and involve techniques such as visual inspections and interviews with building occupants or maintenance personnel. These initial assessments provide the design for follow-up investigations, which often include air sampling of chemical or biological hazards. Although this approach has become the standard for building investigations, owners and managers often ...
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