CHICAGO, IL (ContentDesk) February 2, 2004 -- Plinex, Inc. announces the expansion of Life4Mom.com, which has designed a whole life insurance policy that provides for savings of up to 40% over traditional whole life premiums, into Tennessee. Whole life insurance provides for cash value buildup, not normally found in Term Insurance. It is currently available in an additional eight states. The company expects to expand nationally over the upcoming months.
North American Company for Life and Health Insurance and is marketed exclusively through the Internet.About Plinex, Inc. Since its founding in 1999, Plinex, Inc., has executed an exclusive agreement with North American Company for Life and Health Insurance www.nacolah.com to underwrite and administer its whole life insurance program available only through the Internet. Its initial web site, ...
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Assured - Those insured under the terms of an insurance policy.Benefit - The money paid to the policyholder when a claim is made.Bid Price - The selling price or cash-in value of your unit holdings.Bonus - Relates to a with-profits policy. The amount of money added to the benefit payable under the policy. The amount is dependent upon the profits made by the insurance company. Added bonuses cannot be taken away.
Term Assurance - A term insurance policy which gives you the option to convert your current policy to a whole-life or endowment insurance policy, without having to take further medical examinations.Critical Illness Insurance - A policy that pays out a lump sum on the diagnosis of life threatening illnesses indicated in the terms of the plan.Decreasing Term - A form ...
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This article is going to briefly touch on the main things a financial plan should accomplish. You don't need a professional to help you draw up your own financial plan, but you might need professional advice and help to put some of your plans into action.
Those are the things you should speak to a professional about, but you should have your financial plan worked out before you speak to one so that you can let them know exactly what you wish to accomplish with your plan. Your goal is financial success; your method for reaching that goal is your financial plan. After you have drawn up your plan is the best time to speak to a professional financial planner. They will be able to let you know whether or ...
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The Martial Arts Teachers Association announces its new Association Health Programs for its members to help combat the rising cost of healthcare nationwide. Program includes health insurance, life insurance, long-term care insurance, cancer coverage, disability income, dental insurance and more. The MATA is launching a new "membership-only" benefitMATA Association Health Programs. Through these programs, members are able to take advantage of better insurance coverage at the lowest possible rates with its new comprehensive health insurance programs for individuals and groups.
Health Benefits Professionals & Association Health Programs (HBP-AHP), a nationally well-known company, has been retained to administer the program.MATA Executive Director John Graden says, "Martial arts schools tend to be small, mom and pop owned businesses. These are schools that tend to have the most difficult time getting ...
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Which type of policy is best for you, term or whole life? The answer depends on several factors, including:Your Needs. If you need coverage only until your children graduate from college, for example, you might be better off with a term life policy.Cash-value insurance is better suited for long term needs, such as planning estate taxes and providing lifetime security for your spouse. Some term policies cannot be renewed past age 70 or 80 and can become costly to renew as you approach that age.The Cost.
Then you can convert the policy whenever your cash flow or needs dictate. You can also purchase a combination of term life and whole life insurance and gradually shift into whole life insurance over time.Your Savings and Investment Goals. Whole life insurance can be ...
Assured - Those insured under the terms of an insurance policy.Benefit - The money paid to the policyholder when a claim is made.Bid Price - The selling price or cash-in value of your unit holdings.Bonus - Relates to a with-profits policy. The amount of money added to the benefit payable under the policy. The amount is dependent upon the profits made by the insurance company. Added bonuses cannot be taken away.Convertible Term Assurance - A term insurance policy which gives you the option to convert your current policy to a whole-life or endowment insurance policy, without having to take further medical examinations.Critical Illness Insurance - A policy that pays out a lump sum on the diagnosis of life threatening illnesses indicated in the terms of the plan.Decreasing Term - A ...
Do you love someone deeply enough to spend your hard earned dollars on a life insurance premium -- month after month?After all, the benefit from a life insurance policy isn't for you. It's for the ones you love, but after you've gone.Life insurance is money paid to those who rely on you today to give them a secure standard of living, which they can lose in a heartbeat.This is money when they need it the most ... with no income tax or publicity.Buying a life insurance policy can be challenging because it isn't an easy subject matter to begin with. Most people get somewhat confused about how it works and whom they can trust enough to make the purchase.And there's an overwhelming number of companies and agents all clamoring for ...
Are you looking to buy a life insurance policy? Well, be careful. Life insurance can be difficult to understand and it's easy to be conned into buying something under false pretenses.Recently a prominent life insurance company together with several of its agents paid a huge fine because it permitted the sale of a life insurance policy disguised as a retirement plan. There was little attention given to what a life insurance policy is truly designed to provide.Life insurance is not an investment for your benefit. It's guaranteed income tax-free cash paid to someone you designate in the event of your death. If you deeply care for someone and want to protect them, then buying a life insurance policy makes sense.As primary bread winner in your family, ...
