Money is apparently not the issue for Bank One. They are determined to defend their perceived right to report INCORRECT and INCOMPLETE data to the credit bureaus. To date, Bank One has denied any wrong doing and reports discharged accounts as charge-offs and often with balances as a matter of policy.Is Bank One retaliating against consumers who discharged their debts? Or are they part of the organized effort by the credit bureaus, Fair Isaac and Capital One Bank to artificially lower the credit scores of a large percentage of Americans through incomplete and incorrect credit reporting?
Christine Baker, visit Mr. Foster’s blog at firstusa-credit-suit.us/ and review the scans of the incorrect credit reporting and the OCC communication at forum.creditcourt.com/discus/messages/14/14.html.
Christine BakerChristine Baker maintains the web sites at bayhouse.com, creditforum.org/, creditcourt.org/ and creditfactors.com/. The blog about her federal suit against the CRAs, creditors and collectors as well as the FTC, FCC and the Federal Reserve Bank of Richmond for refusing to enforce consumer protection legislation is published at creditsuit.org/.Mr. Foster may be contacted at e-mail protected from spam bots.Attorneys for Bank One:Perry A. NapolitanoJohn M.
Responses to 'Consumer sues Bank One/First USA for Deliberate Violations of the Fair Credit Reporting Act'