Demotech, Inc. has been analyzing the financial stability of Property and Casualty insurance companies for approximately sixteen years. This retrospective analysis of 23,118 Financial Stability Ratings indicates that insurers earning FSRs of A or better, stable companies, had survival rates at or above expectations.

Demotech focuses on the assignment of Financial Stability Ratings to regional and specialty insurance companies, the impressive historical record of financial analysis is evidence that regional and specialty insurance companies assigned stable Financial Stability Ratings present no more financial risk than larger insurance companies earning stable FSRs. Due to the proven predictive ability of Financial Stability Ratings, FSRs can be utilized to identify financially stable companies regardless of size.A complete copy of the study is available for download at www.demotech.com.

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