The public company directors and officers (DO) liability market has turned softer, and insurance agents brokers are finally able to deliver lower premiums and broader coverage to their clients. The DO market is comprised of three segments – public companies, private companies and non-profit organizations. There are a few organizations that fall into separate niche classes, such as trustee liability, but these are smaller, specialized classes. The markets for each of these segments have been getting softer, but public company...