TRANSCRIPT SPONSORFiserv Inc. (FISV)Q4 2006 Earnings CallJanuary 31, 2007 5:00 pm ETExecutivesJeff Yabuki - President and CEONorm Balthasar - COOTom Hirsch - CFOAnalystsBryan Keane - PrudentialKartik Mehta - FTN MidwestDavid Koning - R. W. BairdCharles Murphy - Morgan StanleyJulio Quinteros - Goldman SachsPat Burton - CitigroupPeter Heckman - A.G. EdwardsJohn Kraft - D.A. DavidsonPresentationOperatorWelcome to
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