Americans could all benefit from financial advice, but most don't want or can't afford to pay for it. But free assistance from financial planners -- who ordinarily may charge $150 or more per hour -- is available to just about anyone.

Thousands of financial planners nationwide spend anywhere from a few hours a year to a few hours a month participating in seminars, clinics and even one-on-one consultations without charging a dime...

Bankrate: Free financial planning with no strings attached