Ok, I’ve covered the Big Stuff. I save well over 20% of my income, and it’s already invested in low-cost index funds. But what about the Little Stuff, like making money off bank bonuses? What kind of money are we talking about? Let’s break it down a little and give some annual estimates. I’m going to ignore chasing the best interest rates for now.

Buying things with rewards cards (Example): $300-$600
Credit card signup bonuses (Example): $400-600
Bank signup bonuses (Example): $200-400
Other bonuses and perks (Example): $100-$200
0% APR Balance Transfer offers (How-To): $500-$1,500
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Total: $1,500 to $3,300 a year

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