Even with the credit card companies programs, the debt is still yours unless you prove you were a victim of a crime.This crime is so common, Allstate insurance now has a highly publicized program to help their customers that states they will personally help you “restore your identity and answer questions about all of the items that need to be addressed when your identity has been stolen and criminal activity or fraud has been conducted on your good name.”For many people, the real problems start after the criminals spending stops.
POOR, overnight. One resource, www.credit-report-repair.com provides articles and resources for repairing your credit. There are companies that specialize in fixing bad credit, but a letter from an attorney and Curt Baggett to the three major credit bureaus (TRW, Experian, and TransUnion) might just be your strongest medicine for healing bad credit.
Report the crime to the police immediately, get a copy of the police report.* Keep a record of the steps you take and expenses you incur to clear your name.* Cancel all credit cards, get new ones issued.* Hire a Forensic Document Examiner to issue a notarized letter of opinion stating the documents in question are a forgery.
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