Now what do you do with these back ups. Well, if you are smart you have a Safe that is fireproof, and you put your disk and hard disk back ups in the Safe. When you do your weekly back ups you pull them out and just overwrite them. If you haven’t made any changes on your product disks then you don’t have to do them. You want to be sure your Safe is fireproof for at least 2 hours. We have a Sentry Safe. While not an inexpensive business expense, it is a very important one.

Safe cost will vary. In addition to having back ups in your Safe, you should also have a set of back ups that are located off site. For example, a safety deposit box is a great place for back up copies, important papers etc.As a business owner you also need to have disability insurance. So if you get hurt you are covered until you are up and running again. There are number of companies that deal specifically in disability insurance. I would suggest however you check them out carefully, and ask to speak to long time customers for references.

And most important is an insurance policy. The best home business policy we have found is by Hartford Insurance. They have a policy specifically for home based businesses. They cover everything. Obviously cost will depend on the limits you set. This is the best policy we have found out there. For those of you that are AARP members you can call 1-888-466-9675 to inquire about this program. By the way, if you are 50 and over becoming a AARP member is a must. If you want to keep your business and yourself safe be sure to implement the procedures outlined. Believe us, you will be glad you did.

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