Most homeowners dont realize that the only reason those cheaper house painting contractors can afford to offer those low prices is theyre unlicensed, uninsured, and untrained in the business, and theyve been getting away with it for years.”THE TRUTH ABOUT HOUSE PAINTING CONTRACTOR INSURANCEA lot can go wrong on a paint job, and that’s not counting bad work or no-show contractors that are usually a homeowner’s first concern. “Many times a homeowner will ask the painting contractor if he’s fully insured, and he’ll say, Yep. Of course I am.

But if one of the painters of the job gets hurt, thats a whole other story,” said Kuperman.In Illinois, house painting contractors are legally required to carry workers compensation insurance on their employees in addition to liability insurance, but many house painting contractors are either uninformed of the state laws or havent been caught yet, according to Kuperman.. If a painter is injured on the job, the homeowner is usually the one sued. In many cases, homeowners insurance will not cover a contracted workers injuries.

Illinois, homeowners can easily check up on a house painting contractors insurance compliance by calling the Illinois Industrial Commissions compliance office. All the homeowner has to do is ask if a given company is insured with workers compensation and liability insurance, and they will receive that information over the phone in a few minutes.

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