Moonlighting or working part-time has long been an option for many full-time workers seeking a little more income. However, what has long been overlooked are the fringe benefits or dividends that working part-time provides. Working this way reduces spending and is more than worthwhile for the minimum numbers of hours required.The national retail store I work at requires employees to work a minimum of six hours per month to receive both low cost health insurance (around $20 per week) and a very generous discount good on all regular, sale, and clearance priced merchandise. For me health insurance is extremely important because I have been self-employed for the past eight years and was paying a whopping $400.00 per month for basically the same insurance coverage. Working an average of just a ...
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“Every year you bring in an income that allows your family to survive financially. By not protecting this income with life insurance, you are putting your family at a great risk. Do you have enough in savings and retirement that your family could financially survive? More than likely, you don’t. You need to have enough life insurance so that if you were to die prematurely, your family would still be receiving a portion, if not all, of your income for many years to come. “
Benefits of a Term Life Policy
1. It’s straightforward. If you die during the term of your policy your beneficiaries get paid-that’s all there is to it.
2. It’s inexpensive. You aren’t paying anything extra to fund a savings account or cover investment fees.
3. You pay only ...
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