Bottom line. No exaggeration. No hype. If you want to be rich, all you have to do is make a decision to do something that most people don’t do. And that’s to PAY YOURSELF FIRST.What most people do when they earn a dollar is pay everyone else first. They pay the landlord, the credit card company, the telephone company, the government, and on and on. The reason they think they need a budget is to help them figure out how much to pay everyone else so at the end of the month-or the year, or their working life-they will have something “left over” to pay themselves.

And because this system does not work, people wind up trying some pretty strange ways to get rich.When you boil it down, there are basically six routes to wealth in this country. You canWin itMarry itInherit itSue for itBudget for it ORPay Yourself First.Let’s quickly review each of these methods.Win It: Can you guess the No. 1 way average hard-working people try to get rich in this country? They play the lottery. People in this country spend more than $8 billion a year on lottery tickets. That’s more than $250 for every person, including those not old enough to buy a ticket.

Now let me ask you something else. Have you ever won the lottery? Do you know anyone who has? Did that person share any of their winnings with you? Exactly. So let this one go.Marry It: How’s this working for you so far? There’s a saying that it’s as easy to marry a rich person as a poor one. Really? The truth is that people who marry for money generally end up paying for it for the rest of their lives. So let’s skip this one too-unless, of course, you really do fall in love with someone who happens to have money.Inherit it: This obviously isn’t worth thinking about unless your parents are rich.

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