CostPayment options for pet insurance include flat fees or deductibles and/or co-payments. Not surprisingly, plans with lower monthly premiums come with higher deductibles and/or larger co-payments.

Insurance premiums are affected by the age, health and breed of your pet, as well as the type of animal.* Some plans offers discounts for multiple pets.* Plans generally require customers to pay the vet bill first and then submit receipts for reimbursement.* Find out if the insurance premiums will increase as your pet ages.* Depending on the plan you choose, the monthly premiums can range from less than $10 to about $40.Step three: Choose an Insurer You’ve determined what you can afford to spend and the amount of pet insurance coverage you want.

Make a list of your questions and priorities in advance. Make sure to answer or check off each item when reviewing plan options. * Research the insurer thoroughly. Review its website and sales materials, read its testimonials, talk to other pet owners and look for on-line reviews. How long has the company been in business? Are its customers satisfied?

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