This picture is from the Leper (leprosy is now called Hansen's disease) colony. You can mule down and back or go on foot. We went with the hiking option.As we were hiking Joellyn said something about the show Fantasy Island and asked what it was about (she's never seen it). As I thought for second, I came up with the notion that the show was really about unintended consequences.I think unintended consequences manifest themselves with some investment decision that people make too.There is an element of making managing your own portfolio far more difficult than it needs to be. People employ very detailed trading strategies, elaborate methods of analysis or other sorts of models.Realistically it is very difficult to adopt someone else's investment process, not impossible, but difficult.Further, ...