ContentDesk) July 9, 2005 — There are generic types of travel insurance which are designed for different types of financial loss. The most popular type of plan is the “Package Policy”. These policies vary from company to company but their common denominator is that they are designed for single trips and usually have some or all of the following coverages;-Trip cancellation/interruption,-Travel delay,-Medical expense,-Baggage loss or damage,-Baggage delay,-Emergency medical evacuation,-Flight accident,-Accidental death, and -Rental car coverage.

Department of State issue a travel warning against travel to a country on your itinerary,-some require that the “Terrorist Incident” occur within 30 days of your expected arrival at a city that is on your itinerary, and -some exclude coverage if a “Terrorist Incident” has occurred within the city or country within 6 months.-All plans require that the “Terrorist Incident” occur after you have purchased your coverage. Like other forms of insurance, the terrorist incident must be unforeseen when you buy your coverage.

Package Policies”. In quite a few cases it isn’t. Many travel insurance plans have a general exclusion for terrorism the effects all coverages with the exception of trip cancellation/interruption or travel delay benefits. So when it comes to medical coverage or accidental death, or flight insurance you probably will not be covered.As with everything else, it is best to be an informed consumer. The best advice that you can follow is to research the available travel insurance policies.

Pages: 1 2