What are you worth? A practical insight into covering up


What are you worth? A practical insight into covering up

Almost anything can be insured these days: breasts, legs, your goldfish, your mental health, physical health, your own life, your child’s life. You can insure against the bad weather, good weather, political events.This week in Scotland, triathlon competitors were insured for 1 million in case they were injured by the Loch Ness monster according to the BBC.life insurance perhaps?

Nessie seeking a more exotic meal of wild venison and exploring the loch shores have finally reached the corporate world. ( www.lochnesstooth.com/ )But is Nessie the real monster in this, what other terrible creatures lie hidden in the complexity of insurance documents? The insurance small-print is usually the last thing most people take to bed to induce a soporific state and who could blame those opting for Dick Francis, Gilly Cooper or Joan Collins?

Buildings insuranceContents insuranceLife insurance or life assuranceHealth insuranceFamily legal protectionPet insuranceTravel insuranceCar insuranceBuildings insurance covers your property against damage typically caused by fire, flood, subsidence damage, temporary accommodation and the cost of replacing broken or lost keys. External buildings in the vicinity of the insured property may also be covered, such as sheds and garages.

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