Residential Policies*

RESIDENTIAL BUILDING COVERAGE
Building coverage insures a house or dwelling, attached and detached garages, as well as certain permanently installed fixtures such as built-in dishwashers, permanent shelving and cabinetry, furnaces and radiators, hot-water heaters, plumbing fixtures, stoves, ovens and refrigerators.

COVERAGE IN BASEMENTS
National Flood Insurance covers structural elements, essential equipment and other basic items normally located in a basement, such as: Unfinished drywall for walls and ceilings, Electrical junction and circuit breaker boxes etc

RESIDENTIAL CONTENTS COVERAGE
Contents coverage insures most of your personal property and belongings, including: Clothing, Furniture, housewares, bedding, Decorative items,Books etc

NONRESIDENTIAL BUILDING COVERAGE
Building coverage for nonresidential buildings includes: walls and ceilings, including nonflammable insulation, Electrical junction and circuit breaker boxes, and required utility connections, air-conditioning units etc

NONRESIDENTIAL CONTENTS COVERAGE
Contents coverage for nonresidential buildings ...